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DISCLAIMER CLAUSES


Terms and conditions for visiting and or participating in the site.

Kindly read the entire terms and conditions listed herein carefully before making use of the informations provided on the site.You should ready to accept them before registration on the site.


User account, password, and security
Right to inquire into authenticity of members registering on this site
Right of access to the site reserved with Web Admistrator
Personal and non-commercial use limitation
Modification of these terms of use
Links to third party sites
Commercial dealings
Attempting to disable
Right to review and remove materials
Express conditions for use of the site
Disclosure of Information's
Chat Room indemnity
Materials provided by you to BankDRT.com
Content provided by or through BankDRT.com
General Liability disclaimer
Limitations & Disclaimer of Query-on-Law service
Limitations & Disclaimer of Cause List service
Limitations & Disclaimer on "Notifications" menu
Limitations & Disclaimer of some other modules
Limitations & Disclaimer of "Professional Assistance module
Limitations & Disclaimer as to "Bill-Board" modules
Limitations & Disclaimer as to goods and services advertised
Limitations & Disclaimer as to use of Occult Services
General clauses







User account, password, and security

BankDRT.com web site and services offered on this web site requires you to open an account. You must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form. You then will choose a user name and fill up other relevant information as per the Registration form. On submission, the server will automatically generate an password and mail it to the email id provided by you in the registration form.


Using this server generated password and login id choosen by you, you can change your password and profile as you may desire. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify BankDRT.com immediately of any unauthorised use of your account or any other breach of security. BankDRT.com will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by BankDRT.com or another party due to someone else using your account or password. You may not use anyone elses account at any time, without the permission of the account holder.


We would like to emphasize that this is a site dealing with legal matters having a bearing on judicial institutions and members of the legal fraternity. As such highest degree of decorum needs to be maintained. Any material which is contemptuous in nature emanating from you account will be treated as being done you, ir-respective of the fact whether it was done by you or by some with or without your permission but through your account using your password. To know full details as to why you should register, kindly click here.


You specifically agree that BankDRT.com shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through BankDRT.com site/service. You specifically agree that BankDRT.com is not responsible or liable for any threatening, defamatory, obscene, offensive or illegal content or conduct of any other party or any infringement of another's rights, including intellectual property rights. You specifically agree that BankDRT.com is not responsible for any content sent using and/or included in an BankDRT.com has site/service by any third party.

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Right to inquire into authenticity of members registering on this site:

The Web administrator may at any time, either in person, or through some other person, or organisation, may conduct, or cause to conduct such inquiries as he may deem necessary to satisfy himself that the person registering on this site and using it is genuine. While the investigations will be non invasive in nature and will be used for no purpose other than the limited need to safeguard the interests of the site, you expressly agree to such inquires.

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Right of access to the site reserved with Web Admistrator:

The permission to use BankDRT.com site and all the modules and sub-modules underneath them are reserved with the Web Administrator. Mere submission of the registration form does not confer any right of access to the site and or its various modules. The Web administrator reserves to himself at all times the absolute right to withhold permission to any person from using the site, if in his personal opinion, the persons use or continued usage of the site might be prejudicial to the site or any institution or any individual or groups of individuals.


A person once barred should not re register himself under any fictitious or benami or bogus name. Such person will be liable for criminal prosecutions.

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Personal and non-commercial use limitation

Unless otherwise specified, the BankDRT.com's sites/services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this sites/services without the advance express written permission of BankDRT.com. Meta-searching the BankDRT.com site/services or any of the links under it, send, or cause to be sent, any automated queries of any sort to BankDRT.com sites/services, or use BankDRT.com sites/services in any commercial manner is strictly prohibited. Automated queries shall include but not be limited to using any software that sends queries to any BankDRT.com sites/services or users to determine how they rank or to determine their internal working or to elicit any data or views about any of the web site either directly hosted by BankDRT.com or linked to it or associated with it.

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Modification of these terms of use

BankDRT.com reserves the right to change the terms, conditions, and notices under which this sites/services are offered, including but not limited to the charges associated with the use of the BankDRT.com site/services. You are responsible for regularly reviewing these terms and conditions and additional terms posted on this particular page of this websites. Your continued use of the BankDRT.com sites/services constitutes your agreement to all such terms, conditions, and notices.

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Links to third party sites

In order to make the site more user friendly, and with the intention of providing our visitors as much information and utility services as possible, and with the intention of saving our visitors time in locating similar or identical pages of interests, BankDRT.com provides links to sites belonging to third parties and hosted by third parties. These links may either be embedded or separately listed, which when clicked upon take the visitors to those third party sites. The linked sites are not under the control of BankDRT.com we are not responsible for the contents of any linked site, including without limitation any link contained in a linked site, or any changes or updates to a linked site. BankDRT.com is not responsible for webcasting or any other form of transmission received from any linked site nor is BankDRT.com responsible if the linked site is not working appropriately. BankDRT.com is providing these third party links only as a convenience, and the inclusion of any link does not imply endorsement by BankDRT.com of the site or any association with its operators. In case you choose to view those sites, you are responsible for abiding by the privacy statements and terms of use posted at the linked sites.

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Commercial dealings on the site:

BankDRT.com may on its own or as linked sites or links to third party sites may offer, canvass or advertises goods and services. Any dealings with these advertisers or participation in any promotions, including the delivery of and the payment for such goods and services are solely between you and the advertiser. BankDRT.com will in no way be responsible for ensuring any warranties or representations or any other terms associated with such dealings or promotions. You expressly agree and state that you have made such inquires and such investigations so as to satisfy yourself as to the nature of such commercial offers and deals and do so on your own volition and will in no way hold BankDRT.com for the performance, quality or any other terms associated with the dealings.

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Attempting to disable the site:

You may not use the BankDRT.com sites/services in any manner that could damage, disable, overburden, or impair any BankDRT.com site/service(s) (or the network(s) connected to any BankDRT.com site/ service(s)) or interfere with any other party's use and enjoyment of any site/service(s) offered by BankDRT.com. You may not attempt to gain unauthorized access to any BankDRT.com site/service, or other accounts, computer systems or networks connected to any BankDRT.com site/service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the BankDRT.com sites/services.

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Express conditions for use of the site:

The BankDRT.com sites/services may contain e-mail services, bulletin board services, chat areas, news groups, forums, and such other features as the BankDRT.com may add or incorporate from time to time. You agree to use the communication services only to post, send and receive messages and material that are proper and, when applicable, related to the particular communication service. By way of example, and not as a limitation, you agree that when using a communication service, you will not:


Use the communication service in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise).


Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.


Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, indecent or unlawful topic, name, material or information.


Publish, post, upload, distribute or disseminate any topic, name, material or information that incites discrimination, hate or violence towards one person or a group because of their belonging to a race, a religion or a nation, or that insults the victims of crimes against humanity by contesting the existence of those crimes.


Publish, post, propagate or comment on any judgment, order, notice or directions made by any judicial authority in a manner which is likely to be contemptuous in nature or cast aspersions on such orders or directions.


Publish, post, propagate or comment on any authority, or officer or institution which is contemptuous in nature or cast aspersions on such authority or institution.


Upload, or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless you own or control the rights thereto or have received all necessary consents to do the same.


Use any material or information, including images or photographs, which is made available or may be made available through BankDRT.com sites/services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party.


Upload files that contain viruses, trojan horses, worms, time bombs, cancel bots, corrupted files, or any other similar software or programs that may damage the operation of another's computer or property of another.


Use of meta tag searches on the web sites.


Advertise or offer to sell or buy any goods or services for any business purpose, unless such communication service specifically allows such messages or has been specifically so permitted by BankDRT.com.


Download any file posted by another user of a communication service that you know, or reasonably should know, cannot be legally distributed in such manner.


Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.


Restrict or inhibit any other user from using and enjoying the communication services.


Violate any code of conduct or other guidelines which may be applicable for any particular communication service.


Harvest or otherwise collect information about others, including e-mail addresses.


Violate any applicable laws or regulations.


Create a false identity for the purpose of misleading others.


Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of users of an BankDRT.com site/service(s) or other user or usage information or any portion thereof.


These are general conditions and you will abide with additional specific conditions as the Webmaster may impose in respect of each of the services from time to time.




Right to review and remove materials from site:

BankDRT.com reserves the right to review materials posted to a communication service and to remove any materials in its sole discretion. BankDRT.com reserves the right to terminate your access to any or all of the services at any time, without notice, for any reason whatsoever.

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Disclosure of informations :

BankDRT.com reserves the right at all times to disclose any information as it deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in its sole discretion.


BankDRT.com Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on BankDRT.com ; (b) protect and defend the rights or property of BankDRT.com; and, (c) act under exigent circumstances to protect the personal safety of users of BankDRT.com, its web sites, or the public.


By entering data in certain modules you are specifically authorizing BankDRT to disclose information to third parties. Such modules could be those where you are seeking certain professional, technical, legal, financial services including services under the occult module. BankDRT will share such information as may be necessary to secure the professional services ordered by you, whether for consideration or otherwise.

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Chat Room indemnity :

The Chat room facility (called Coffee Room on this site) on BankDRT.com is solely with the intention of providing you with a medium where you can directly interact with other visitors who have similar interests on matters relating to debt recoveries and rejuvenation of Indian enterprise. From time to time experts in various fields will be invited to discuss various issues and answer our member's queries. You expressly agree to your participation in this room on your own volition and you will not hold BankDRT.com responsible for any advises, views, and suggestions made in this Coffee room.

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Materials & Articles provided by you to BankDRT.com:

BankDRT.com does not claim ownership of the materials, articles, scripts etc. provided by you including feedbacks and suggestions, or any postings, up loadings, inputs or submissions to any site, service or module under BankDRT.com or its associated services either for view or review by the general public, or reading by the members of any particular class of public or private, like in chat rooms or billboard. However, by posting, uploading, inputting, providing or submitting ("posting") your submission you are granting BankDRT.com, its affiliated companies the necessary sublicenses permission to use your submission in connection with the operation of their internet businesses (including, without limitation, all BankDRT.com sites/services and modules under them), including, without limitation, the license rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your submission; to publish your name in connection with your submission; and the right to sublicense such rights to any supplier of or to any site or service under BankDRT.com.


No compensation will be paid in respect to the use of your submission, as provided herein. BankDRT.com or any of the subsidiaries is under no obligation to post or use any of the submission that you may provide. BankDRT.com reserves the right to remove the submission at any time in its sole discretion. By posting a submission you warrant and represent that you own or otherwise control all of the rights to your submission as described in these terms of use including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the submissions.



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Content provided by or through BankDRT.com:

All content, ready to use forms, formats and software (if any) that is made available to view and/or download by BankDRT.com or any site linked to under BankDRT.com excluding content and/or software that may be made available by end-users through a communication service, unless stated to the contrary, is owned by and is the copyrighted work of BankDRT.com and/or its suppliers and is protected by copyright laws and all international treaty provisions. Your use of the material and formats is governed by the terms of the end user license agreement, if any, and you will not trade in them in any manner without express permission of BankDRT.com.

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General Liability disclaimer

The informations, software, products, and services included in or available through BankDRT.com sites/services may include inaccuracies or typographical errors. Changes are periodically made to the sites/services and to the information therein. BankDRT.com or its suppliers may make improvements and/or changes in the sites/services at any time. Advice received via the sites/services should be taken only for the purpose of general information and guidance and should not be relied upon and or acted upon for personal, legal or financial decisions. You are advised to consult an appropriate professional for specific advice tailored to your situation. You expressly agree not to hold BankDRT.com responsible for any loss of injury that you may suffer on account of relying upon information or advise that may emanate from BankDRT.com's sites and services.

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Limitations & Disclaimer of Query-on-Law service.

BankDRT.com has provided a facility called "Query-on-Law" with a view to increase the broad awareness and help the visitors in understanding the general facets on law and procedure relating to recovery of debts in India. It is not, and is in no way intended to be a substitute for professional advise for handling such matters. You expressly agree that by posting a question to BankDRT.com and by receiving a advice from the site no professional relationship is established on account of such reply/advice tendered or sent in by BankDRT.com, either as result of a query sent to us, or other wise, whether or not any payment, by whatever name called, has been made for such a service.

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Limitations & Disclaimer of Cause List service:

Cause List feature provided on BankDRT.com is a facility provided to our members to so that they can see the cause list of the Tribunals, any time of the day or night, from the comforts of their homes or offices or any place of their choice, without having to travel to the offices of the Tribunals.


The process of collecting, uploading, maintaining of cause lists on BankDRT.com involves lots of efforts and is done with great care. But errors, discrepancies, their non-availability on time, or total non availability cannot be ruled. BankDRT.com accepts no responsibility or liability for any loss that you may suffer on account of relying on the cause lists being listed on this site. You expressly agree to view and rely upon the cause list at your own risk and volition and will not hold BankDRT.com any way responsible for any short comings therein.

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Limitations & Disclaimer on "notification" menu:

All notifications appearing on the "Notification" menu have been carefully checked before being uploaded. However BankDRT.com is unable to guarantee or issue any kind of warrantee as to the accuracy of the notifications uploaded. You expressly agree to to see and rely upon the notifications posted therein on your own volition and not hold BankDRT.com any for any discrepancies, short comings or inaccuracies therein.

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Limitations & Disclaimer of some other modules:

All informations, notifications, and other material uploaded and displayed on BankDRT.com's "Tribunal Boards"," Auctions", and "Proceeding Notices" have been done on best effort basis. BankDRT.com does not in any way guarantee or issues any warrantee as to accuracy and completeness of the information listed therein. You expressly agree not to hold BankDRT.com responsible for any short comings therein, and agree to view and rely upon the information at your own risk and volition. You expressly certify to have carefully read the Help menu under each of the modules which lists out the limitations of each particular module.

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Limitations & Disclaimer of "Professional Assistance" modules:

The module for Professional Assistance under BankDRT.com is intended to assist the visitors meet a professional or a team of professionals or a firm rendering such assistance as may most nearly meet the requirement of the visitor. However it is in no way a module intended to advertise the services of the professional and or to propagate their services.


BankDRT.com has taken all reasonable care to satisfy itself that the professional being referred to has the necessary credentials to render the requisite aid and advice in a competent manner. Further, using various tools, including feed backs, BankDRT.com continuously monitors the quality of services rendered by these professionals to ensure that only such professionals are referred who have consistently meet client expectations.


Despite all these precautions it is not possible for BankDRT.com to certify the professional competency and/or the professional qualifications of any of the professionals being referred to. BankDRT.com does not hold any warranty or guarantee for any of the services rendered by these professionals. You expressly agree to make such inquiries as may be necessary to satisfy yourself about utilizing the services of the professional referred to you. You expressly agree not to hold BankDRT.com responsible for any loss or injury that you may suffer on account of utilizing the services of professionals referred to you.

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Limitations & Disclaimer as to "Bill Board" modules:

Bill-Board is a module to enable our visitors to leave messages for each other to see and comment upon. BankDRT.com does not support any message or subscribe to any view, even though it may have passed through the editorial hands of the web master before being posted on the site. You will be solely responsible for any message that will emanate from your account. You expressly agree to abide by the rules and regulations relating to the maintenance of decency, decorum, honor and dignity of judicial and legal authorities and institutions. You expressly agree to hold your self responsible and accountable for any message that you may post on this page and indemnify BankDRT.com from any loss or injury that it may suffer on account of the message that you may have posted.

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Limitations & Disclaimer as to goods and services advertised:

Goods and Services advertised and or listed on or by BankDRT.com and/or its suppliers are to be purchased or utilized after making such enquiries as the user may choose to, to satisfy himself of its utility or costs. BankDRT.com makes no representations about the suitability, reliability, accuracy, timeliness, lack of viruses in softwares put up for sale or being downloaded; or other harmful components and accuracy of the information, products, services and related graphics. All such information, software, products, services and related graphics are provided "as is" without warranty of any kind. BankDRT.com and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services and related graphics, including all implied warranties and conditions of merchantability, fitness for a particular purpose, workmanlike effort, title and non-infringement.


In no event shall BankDRT.com and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the sites/services, with the delay or inability to use the BankDRT.com sites/services or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the BankDRT.com sites/services, or otherwise arising out of the use of the sites/services, whether based on contract, tort, negligence, strict liability or otherwise, even if BankDRT.com


If you are dissatisfied with any portion of the BankDRT.com sites/services, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the BankDRT.com sites/services.


BankDRT.com makes no warranty that any of its sites and services will be uninterrupted, timely, secure or error-free.

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Limitations & Disclaimer as to use of Occult Services:

Occult advises are rendered by independent advisers whom BankDRT presumes and has reason to believe are experts in their respective fields. The profile of respective advisers have been placed on the web site and you should satisfy yourself about the veracity of their qualifications and competency to render advises in their fields. BankDRT does not hold any warranty for either the quality or accuracy of services by the experts under the occult module.

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General clauses :

BankDRT.com reserves for itself the right to modify, amend, alter or discontinue at any time any of the service or services that it is offering without assigning any reason and it shall not be subject to any indemnity in this regard.


BankDRT.com makes it mandatory that the visitor to the site and its user are of legal age and are not disentitled or disabled from using the site in any manner.


This agreement is governed by the laws of India and Courts having jurisdiction over Delhi. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts having jurisdiction over Delhi. You agree that no joint venture, partnership, employment, or agency relationship exists between you and BankDRT.com as a result of this agreement or use of the BankDRT.com sites/services, whether free of charge or for payment, by what ever name called. You agree to indemnify and hold BankDRT.com, subsidiaries, affiliates, officers and employees, harmless from any claim, demand, or damage, including reasonable legal and/or advocate fees, asserted by any third party due to or arising out of your use of or conduct on the BankDRT.com sites/services.


BankDRT.com's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of BankDRT.com's right to comply with Governmental, Court and law enforcement requests or requirements relating to your use of the BankDRT.com sites/services or information provided to or gathered by BankDRT.com with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and BankDRT.com with respect to the BankDRT.com sites/services and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and BankDRT.com with respect to the BankDRT.com sites/services. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.


Any rights not expressly granted herein are reserved.


BankDRT.com does not sell, rent or lease its visitors lists to third parties. BankDRT.com may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you.


BankDRT.com keeps track of the Web sites and pages our visitors visit in order to determine what sites and services are the most popular. This data is used to deliver to visitors better services and informations in those fields.


We solicit your views, comments and suggestions for improving the site. You send us a e-mail by simply clicking here. Alternatively, you can contact us by any one of the following modes :




:: Our Regional Office & Mailing address ::

BankDRT Informatic Services
C-4, Sahyadari Apt., I.P. Extn., Delhi-110092.(India)
Tele + Fax :: 91-011-22247128
Whatsapp :: 91-9968265868
e-mail: info@bankdrt.com


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